About

Harold "Hal" L. Carmean II is the President and owner of Creative Wealth Management, LLC. He specializes in helping individuals and business owners avoid common financial mistakes while creating a financial model for near and long-term success. Hal has over 20 years of experience in holistic financial services, and he is also a Certified Kingdom Advisor. Hal is a frequent guest lecturer at the Salisbury University Perdue School of Business where he is active in providing internships for college students looking to gain experience. Hal also is insurance licensed and specializes in life insurance, long-term care, and estate planning.